Scratches & Scuffs
Minor surface scratches and scuffs to painted panels caused by everyday use. Professional cosmetic repair to restore your vehicle's appearance.
Stone Chips
Paint damage resulting from stone chips caused by small debris from everyday driving. Expert repair to prevent rust and maintain paint integrity.
Rims & Mags
Cosmetic repairs to damaged but repairable rim and mag wheel damage from curbs and impacts. Restore your wheels to like-new condition.
Tar Spots
Professional removal of tar, pitch or other surface contaminants from your vehicle's exterior. Keep your car looking pristine.
Coverage Details
What's Covered
✓ All repairs must be pre-authorised by the administrator before work commences
✓ Only damages repairable through cosmetic or paintless repair methods are covered
✓ Repairs performed by approved vendors and authorized repairers
✓ Maximum coverage of N$ 7,500 (incl. VAT) per approved visit
Important Information
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A 90-day waiting period applies from policy inception before claims can be made
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Coverage applies only to the Republic of Namibia
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This policy operates independently of comprehensive motor insurance
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Pre-existing damage is not covered