Car Care Insurance Policy - Summary
Car Care Insurance provides cover for minor accidental and cosmetic damage to the exterior of your vehicle, helping keep your car looking its best.
What’s Covered
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Minor scratches and scuffs to painted panels
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Stone chip paint damage
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Cosmetic repairs to repairable rims and mag wheels
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Removal of tar, pitch, and surface contaminants
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Cover limit: Up to N$7,500 (incl. VAT) per authorised repair visit, per 12-month period.
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Additional Benefits
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Courtesy vehicle rental up to N$2,000 per year (subject to availability)
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Auto Armor paint protection film voucher valued at N$2,200 at policy inception
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How It Works
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Policy period is typically 12 months
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A 90-day waiting period applies from policy start date
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All repairs must be pre-authorised and done by approved service providers
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No cash pay-outs or reimbursements for unauthorised repairs
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What’s Not Covered
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Major damage, structural repairs, or panel replacement
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Interior damage, glass, tyres, mirrors, accessories, or decals
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Damage caused by negligence, vandalism, hail, theft, fire, or natural disasters
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Pre-existing damage or damage during the waiting period
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Repairs outside Namibia
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Claims
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Report damage within 30 days
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Submit photos and a brief description
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Wait for approval before booking repairs
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Important Notes
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This policy is not a replacement for comprehensive motor insurance
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Cover applies only within Namibia
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The policy is not transferable if the vehicle is sold